Optimum resources combination and mesh earnings of deposit money banks in Nigeria

The study focused on optimum resources combination and mesh earnings of Deposit Money Banks in Nigeria. The major objective of the study was to ascertain the optimum level of resource mixed and its consequence on the mesh earnings of the studied Deposit Money Banks. The research design used in the study was ex-post facto. The study covered a period of eight years. The study used a convenient sampling procedure in selecting the sample size, using convenience and accessibility to data as criteria. A secondary source of data collection was adopted in the study.  Variables of mesh earnings, firmness and operative effectiveness were used to test the research hypotheses. All the tabulated ratios interpreted and regression analysis showed that the sampled banks performed below standard with regards to the test criteria; mesh earnings, firmness and operative effectiveness.  However, in all results of the tests, it was discovered that there was no significant correlation between optimum resources combination and mesh earnings, firmness and operative effectiveness of Deposit Money Banks in Nigeria. Therefore, the following recommendations were made: Deposit money banks should give consideration to the variables representing mesh earnings because they are tactical variables that are within administration and the Board’s control. Banks should adopt the mix source of bankrolling such as interior and exterior sources. The inside source should be retained earnings while the outside source should be shareholder fund. To evade liquidness drawbacks, the study recommended that banks should keep enough liquid assets so as to elude depositors’ loses.